Describe the actual need
Tell us the uncovered debt amount, purpose, location, timing, repayment source and any existing adviser or financing arrangement.
Capital for US businesses & property investors
Commercial real estate refinancing.
Start with a clear request.
Acquiring a company. Expanding operations. Building a property portfolio. We help you organize the request and explore financing providers suited to your goals.
AS Capital Funding is a financing intermediary, not a direct lender. Every request is subject to provider acceptance and underwriting.
US financing focusEmail-first communicationPurpose-specific researchPermission before document sharing
Substantial US debt requests
One organized request.
A clearer financing path.
Our focus is US business acquisitions, expansion and commercial real estate financing, including target debt requests of $10 million to $100 million and above. This is our market focus, not a funding commitment or guaranteed lender capacity.
Start with an initial review
We organize the request, identify missing information and explore potential provider routes. Provider criteria and current availability must be confirmed.
Control the introduction
Private borrower information is shared with a named provider only with borrower permission. Terms, approval and funding remain subject to the provider’s underwriting.
Start with a non-confidential summary. Do not submit account passwords, bank statements or sensitive financial documents through the public form.
Commercial real estate refinancing
Prepare for a commercial property loan maturity
Describe the existing payoff, maturity date, requested replacement debt, property cash flow and available equity.
What an initial review needs
Rent roll, operating statements, supported valuation, current liens and sponsor information. Exact amounts, terms and eligibility depend on a suitable provider’s documented criteria and underwriting.
Rent roll, operating statements, supported valuation, current liens and sponsor information. Exact amounts, terms and eligibility depend on a suitable provider’s documented criteria and underwriting.
Business financing
Capital that supports
your next business move.
For business owners, operators and acquisition sponsors. Cash flow, collateral and transaction structure determine the relevant financing options.
Put business assets to work.
Working capital, growth, refinancing and acquisitions backed by receivables, inventory or equipment.
- Request size
- Some researched providers publish $10M–$100M+ facilities; smaller facilities also exist.
- What matters
- Collateral quality, borrowing base, financial reporting and business performance.
- Structure & term
- Revolving credit or term financing; maturity negotiated by provider.
Finance the next chapter.
Business purchases, ownership transitions, expansion and selected cash-flow-based transactions.
- Request size
- Small-business through large specialist transactions; capacity assessed individually.
- What matters
- Cash flow, earnings, equity contribution and sponsor experience.
- Structure & term
- SBA, conventional or specialist private-credit options where eligible.
Bridge the invoice cycle.
Financing against eligible invoices, including staffing payroll and selected freight receivables.
- Request size
- Smaller facilities through $20M+ with selected providers; product-specific.
- What matters
- Customer credit, invoice eligibility, concentration and collection terms.
- Structure & term
- Invoice purchase or receivables financing, rather than a conventional term loan.
Invest in productive assets.
Equipment purchases, leases and eligible financing against existing equipment.
- Request size
- A reviewed partner program publishes $15K–$5M; eligibility varies.
- What matters
- Equipment type, useful life, business credit and repayment capacity.
- Structure & term
- Selected programs advertise 36–72 months; exact terms require a quote.
Support the owner-operated business.
Eligible acquisitions, equipment and owner-occupied commercial premises.
- Request size
- Depends on the government-guaranteed or conventional program.
- What matters
- Business eligibility, occupancy, equity, repayment capacity and use of proceeds.
- Structure & term
- SBA 7(a), 504 or other eligible products; confirm lender criteria.
Give a large deal a clear structure.
Explore $50M–$100M+ requests when the borrower and purpose fit specialist criteria.
- Request size
- Provider-specific; no committed funding or guaranteed capacity.
- What matters
- Complete financials, credible transaction structure and suitable specialist provider.
- Structure & term
- Large ABL, private credit or portfolio structures; industrial project finance reviewed separately.
Published ranges describe selected researched programs, not loan offers from AS Capital Funding. A provider’s maximum does not mean every borrower or every product qualifies for that amount.
Real estate financing
From one property
to a larger portfolio.
For investors, developers and commercial property owners. Property use, leverage, sponsor experience and the exit plan shape the financing options.
Purchase. Refinance. Reposition.
Commercial property acquisition, refinancing, bridge loans and eligible construction.
- Request size
- Small-balance programs under $3M through selected bridge/construction programs up to $30M; larger specialist requests reviewed separately.
- What matters
- Property type, value, cash flow, occupancy, leverage and sponsor strength.
- Structure & term
- Short-term bridge or longer-term financing; product-specific.
Scale a property portfolio.
Rental portfolio acquisition, refinancing and eligible institutional build-to-rent transactions.
- Request size
- Selected portfolio programs advertise $50M+; an institutional program publishes $2M–$100M+.
- What matters
- Portfolio scale, property cash flow, valuation, leverage and operator experience.
- Structure & term
- Selected rental products offer 3, 5, 7 or 10 years; other structures vary.
Build or improve the next asset.
Fix-and-flip, business-purpose rentals, residential construction and eligible multifamily projects.
- Request size
- Individual-property loans are often smaller; experienced builders may qualify for larger project facilities.
- What matters
- Experience, credit, liquidity, budget, property value and exit plan.
- Structure & term
- Selected bridge products: 12–24 months; builder products may run 12–36 months.
Business-purpose and investment financing. We are not presenting a consumer home-mortgage program. Industrial project finance requires separate specialist review.
Our approach
A clear request.
A considered introduction.
We help organize the financing conversation. The selected provider makes the lending decision, sets final terms and conducts underwriting.
Start with your goals.
Email the amount, purpose, location and timing. Disclose existing lenders or advisers so we can assess the next step accurately.
Review fit and missing information.
Compare your request with researched provider criteria and identify the financial, collateral and transaction information required.
Proceed with permission.
Confirm the provider relationship and written fee terms, obtain your sharing permission, and explore an appropriate introduction.
AS Capital Funding
Real estate roots.
A broader capital perspective.
Led by Aaron Sperber, AS Capital Funding began with real estate loan brokering. Our focus now includes financing research and potential introductions for US businesses, property investors and developers.
Clear information, email-first communication and a financing purpose that guides the provider research.
Your point of contact
Aaron Sperber
AS Capital Funding
We are not a bank or direct lender. No lender partnership, approval or successful closing is implied. Services and compensation are subject to written terms and applicable requirements.
Questions before you begin
Know what to expect.
Is this for businesses or real estate?
Both, through separate financing categories. Business loans may use business cash flow, receivables, inventory or equipment. Real estate loans depend on property collateral, income, sponsor experience and project use.
Can you help with $50 million or $100 million?
We can research requests at those levels where current product criteria support them. Large asset-based facilities and institutional rental portfolios differ from small-business or individual-property loans. Provider acceptance and borrower eligibility still need confirmation.
Are published loan sizes guaranteed?
No. They illustrate selected researched programs. Ranges, geography, terms and eligibility can change. A written provider quote and underwriting determine the actual amount, pricing and conditions.
How do you get paid?
Compensation may be paid by a provider or borrower under an agreed arrangement. The payer, amount, calculation basis and closing conditions must be disclosed and agreed in writing before a compensated introduction proceeds. An advertised broker program does not establish an agreement with us.
Do I have to make a phone call?
You can begin by email. We can organize the initial discussion in writing; a provider may require meetings later.
What should I send first?
Send a non-confidential summary: company, state, purpose, amount, timing and existing adviser or lender arrangements. Do not send account credentials, Social Security numbers or private financial documents in an initial email. Sharing documents with selected providers requires permission and an appropriate channel.
Prepare your request
US commercial real estate refinancing: preparing for a loan maturity: what to know
What if my commercial property loan is maturing?
Identify the maturity date, outstanding debt, payoff requirements, property address, occupancy and current operating cash flow. Disclose extension negotiations and existing lender discussions.
Which information helps an initial review?
Requested replacement debt, rent roll, operating statements, current liens, supported valuation, sponsor equity and any cash-out request. Distinguish stabilized refinancing from bridge or construction financing.
What if refinancing does not cover the payoff?
Show the funding gap separately and identify available sponsor equity or other sources. A valuation estimate or desired rate does not establish lender capacity or approval.
Separate payoff and replacement financing
Illustrative scenario: a $20 million payoff and $17 million proposed replacement facility leave a $3 million gap before closing costs. The proposed facility is an assumption until approved.
Choose the structure before comparing terms
Compare maturity, amortization, prepayment terms, reserves, guarantees and the documented repayment or exit plan.
From enquiry to lender review
Start with a non-confidential summary. We identify missing information and compare documented product criteria. Confirm the current request and existing arrangements before an introduction. Sharing private documents requires separate permission. Pricing, maturity and approval come from the selected provider.
Prepared by AS Capital Funding · Updated October 13, 2026. Examples are educational scenarios and are not completed transactions or loan offers.
Check readiness and calculate a debt scenario · Preparation checklist · Refer a client
Start a financing conversation
Tell us about
your next move.
A short, non-confidential email is enough to begin. Your summary helps us assess the financing category and what further information would be needed.
Financing providers can also email product criteria, official broker-program information and referral requirements.
Start by email.
support@ascapitalfunding.com- Company name and US state
- Business or real estate financing
- Requested amount, purpose and timing
- Existing lender or adviser arrangements
Opens a draft in your email application. Review and send there. You can submit a financing enquiry using the form above. Your details are stored privately for review.